Need an appraisal for an FHA-backed mortgage? Call Robert J. Reamer

Rest assured that Robert J. Reamer is an FHA-certified appraisal provider in Michigan.  We're certified and approved to do reports for FHA secured financial transactions. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Robert J. Reamer is well-trained on how to comply with the rules and regulations provided.

Be sure to contact Robert J. Reamer if you need an appraisal done for an FHA-secured loan.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the money in the loan - the FHA simply backs the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income homebuyers benefit the most from FHA-secured loan programs. The purpose of the Federal Housing Administration is to assist credit-worthy buyers get approved for mortgages that they otherwise would not. Remember, the FHA differs from the VA appraiser panel in that the lender can pick the appraisal company.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are lifesavers to buyers with minimal starting capital.